Our mission

Give every New Zealander a clear picture of their money.

Give every New Zealander a clear picture of their money — and a fair shot at retirement.

Handled is a personal finance app built specifically for New Zealand. Not adapted from an American product. Not a reskin of a global tool. Built here, for here — with KiwiSaver, NZ Super, and the banks Kiwis actually use.

Most personal finance products are designed for people who already have their finances under control. Handled is designed for everyone else. The 25-year-old who doesn't know where their pay goes. The 40-year-old who's never looked at their KiwiSaver balance. The 55-year-old who's hoping it'll work out.

It probably won't — unless you look at the numbers now. That's what Handled is for.

How we work

Four principles.

01
Direct, not blunt
We tell you your number plainly. No softening, no alarm. Just: here is where you are.
02
Show the data
Every figure is sourced. Every projection is explained. You should be able to check our work.
03
Built for here
KiwiSaver, NZ Super, NZ bank CSVs, NZD. Not adapted from somewhere else. Designed for Aotearoa.
04
Affordable, owned
$10 a month. No investors. No ads. No data selling. The subscription is the business model, full stop.
Behind the app

Lean by design.

No offices. No investors. No growth-at-all-costs mandate. Handled runs on Azure serverless infrastructure — meaning it costs almost nothing to run and can stay at $10 a month indefinitely. The goal is to be the most useful personal finance tool in New Zealand, not the biggest.

Stop wondering.
Start knowing.

$10 a month. 14 days free. Cancel any time.

Get your money handled